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February 2017 Archives

Why do employers need to carry workers' compensation?

Workers' compensation insurance helps protect employees. The insurance covers things like the loss of limbs, illnesses, injuries caused at work due to strain or repetitive motions, rehabilitation costs, lost wages, death, medical treatment and liability coverage against lawsuits. For businesses with employees, this can be one more expense that seems unnecessary, but it is required by law and protects employers from lawsuits. Every state except for Texas requires employers to carry workers' compensation insurance either through the state or a private insurer.

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How can you stay safer while using a ladder?

Staying safe while at work doesn't have to be difficult. If you work with ladders, there are many safety techniques you can use to stay safe. Your employer should train everyone in the proper use of a ladder and have information on ladder safety in the workplace.

My workers' compensation claim was accepted, but now I'm having other medical problems and the insurance company refuses to provide medical treatment

Our bodies are complicated machines, and just like any other machine, all of the parts work together.  When one part suffers an injury, it's common for other parts to become damaged as a result.  Your body might have to compensate for the injury in a way that causes you pain or other symptoms later on, and you may not even realize that those symptoms are related to your workplace injury.  For example, an injury to your knee or ankle may affect the way you walk or stand, which can throw your body out of its normal alignment and cause you back problems.  An injury to one arm might cause the other arm to become injured because you are having to use it so much more and it is overworked.  Sometimes, these new injuries or symptoms can be so bad that you can no longer keep working, even if your original injury didn't keep you out of work.

Keep these tips in mind after you get hurt at work

When you want to file a workers' compensation claim, you need to know the steps. Some injuries are major enough to draw your employer's attention, so he or she will already be aware of the incident. If not, it's important to inform him or her after you seek medical assistance. The most important thing is to get medical help, so you can begin to recover.

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